SOVERN — Personal OS
THE FOUR MODULES
HomeModules

Four modules, one operating system

Negotiate every deal. Track what you are committed to. Live anywhere. Have a plan for leaving.

Updated July 20, 2026 · ~5 min read

SOVERN is four modules that share one thing: they all assume you are on your own side of the table. Each is useful alone. What makes them worth having together is that the decisions they cover are the same decisions — where you live, what you are locked into, what you signed, and what you would do if you had to move quickly.

This page explains what each module does today, and is deliberate about what is not built yet.

PACT — Negotiation coach VAULT — Recurring commitments NOMAD — Living abroad HAVEN — Monitoring and exit planning How they fit together

PACT

Negotiation coach
Live. The most complete module.

Most people accept the first number they are given. PACT coaches you through the conversation instead — salary, rent, contracts, vehicle purchases, bills and business deals.

You describe the situation. PACT gives you specific language to use, and when the other side pushes back, it tells you what to say next. It runs a six-phase flow: intake, strategy, rehearsal, live coaching, outcome, and a win card summarising what you agreed.

Jurisdiction-aware

PACT applies the law where you actually are. It carries legal context for 34 jurisdictions — 25 verified frameworks plus 9 more as directional intelligence — covering employment, tenancy, contract, consumer, vehicle and business negotiation. It cites named statutes and flags clauses that are unenforceable locally.

This is AI contract intelligence, not legal advice, and it says so. For anything binding, it tells you to speak to a local lawyer.

Contract analysis

Upload a contract and PACT reads it, flags risks and tells you what to push back on before signing. Digital PDFs are read in full. Scanned documents are processed with OCR up to three pages, so a long scanned contract is better re-exported as a text PDF.

Enter PACT →

VAULT

Recurring commitments
Partly built. The audit view is a demonstration using sample data; encrypted, zero-knowledge document storage is coming soon and not yet available.

Subscription creep is one of the easier ways to lose money without noticing — a trial you forgot to cancel, a service you used once, an annual renewal at several times the monthly rate.

VAULT is being built to audit recurring commitments and tell you what to cancel, what to negotiate down, and what to keep. Today the module shows how that audit will work using sample data. Encrypted, zero-knowledge document storage and renewal alerts are coming soon, not yet shipped.

We would rather say that plainly than let you subscribe expecting a vault that is not there yet.

See VAULT →

NOMAD

Living abroad
Live for 8 countries.

Visas, tax residency and banking are where relocation actually gets difficult. The move is logistics; staying legal and solvent afterwards is the hard part.

NOMAD gives plain-English intel for 8 countries — China, Costa Rica, Georgia, Malta, Mexico, Portugal, Singapore and Thailand. For each: which visa applies, what your tax position looks like, which banks actually work for foreign residents, and realistic monthly cost of living.

Eight is the real number. More are planned, and this page will say so when they land.

Enter NOMAD →

HAVEN

Monitoring and exit planning
Monitoring is live. Exit planning searches live hotel availability; it does not book anything for you.

HAVEN watches the S&P, VIX and major global indices continuously and gives you a simple read — green, amber or red — rather than another feed to interpret.

If you want a contingency plan, you set an exit destination from 14 cities. Activating the plan searches live hotel availability for that destination through Amadeus, covering roughly 150,000 properties, and gives you a 72-hour checklist tailored to where you chose to go.

What it does not do

HAVEN does not book, hold or reserve anything on your behalf, and it does not send messages for you. It shows you real options and a sequence to work through; you make the bookings. Flight search is not built yet. We are explicit about this because an exit plan you cannot trust is worse than none.

Enter HAVEN →

How they fit together

The system

The modules overlap because the decisions overlap.

The country you choose in NOMAD is the one whose tenancy and employment law PACT applies when you negotiate a lease or a contract there. It is also the country HAVEN starts from when you set an exit destination — so your contingency plan points somewhere you have already researched, not somewhere arbitrary.

What you are locked into shapes how fast you could move. A twelve-month contract with a punitive termination clause is a mobility problem as much as a money one, which is why VAULT and PACT's contract analysis matter to the same question.

HAVEN is where this is heading: monitoring that knows where you would go, using intel you have already gathered, against commitments you already understand. Some of that connection is built — the exit checklist is destination-aware and points you back to NOMAD for the arrival steps. Deeper integration is in progress, and this section will describe it as it ships rather than in advance.

Start with one negotiation

One complete negotiation per month, free. No card required.

Open SOVERN